This Promotion is only open to legal residents of the fifty (50) United States and the District of Columbia who are at least 18 years old as of the date of entry and who are recipients of this survey. Officers, directors, members, and employees of Radian Group, Inc. (“Sponsor”) or any of its subsidiaries and Seymour Insights (“Partner”) or any other party associated with the development or administration of this Promotion, and the immediate family (i.e., parents, children, siblings, spouse), and persons residing in the same household as such individuals are excluded from the survey and Promotion. All surveys must be completed in their entirety to be considered eligible.
This Promotion is void outside the fifty (50) United States and the District of Columbia, and where prohibited.
HOW TO ENTER. Complete and return the survey and submit your email address where requested. All entries become the property of Sponsor and will not be acknowledged or returned. All entrant information, including email addresses, is subject to the Privacy Policies of Seymour Insights, which can be accessed at http://www.seymourinsights.com/privacy-policy, and of Radian, Inc., which can be accessed at http://www.radian.biz/page?PrivacyPolicy. By participating, you represent that you agree to the terms found in each of these Privacy Policies.
Please note: Participation in the drawing is based on your survey participation and you do not need to submit business for a chance to win. You will be automatically entered upon completion of the survey and the winners will be selected randomly. Each individual can only be entered once. More than one entry from any person or email address will void all entries from that person or email address.
SELECTION AND NOTIFICATION. One hundred (100) $50 Amazon.com eGift Cards will be awarded to respondents who complete and properly submit the survey. The Amazon.com eGift Card winners, are subject to sponsor verification and compliance with these Official Rules, and are unconditionally agreed to be bound by these rules and the decisions of Sponsor and Partner, which will be final and binding in all matters relating to the Promotion. Potential winners will be notified by email. If a potential winner cannot be contacted and/or does not respond within five (5) days from the date the Sponsor first tries to notify him/her, and/or the prize or prize notification is returned as undeliverable, such potential winner forfeits all rights to win the Promotion or receive the prize, and an alternate potential winner may be selected. Each winner may be required to sign and return within 10 days of receipt an affidavit or declaration of eligibility and liability/publicity release form. Non-compliance will result in disqualification and forfeit of prize.
TAXES. All federal, state and/or local income and other taxes, if any, are the winner’s sole responsibility.
ODDS OF WINNING. The odds of winning this Promotion depend on the number of eligible entries received.
NO PRIZE TRANSFER OR SUBSTITUTION. No prize or any portion thereof is transferable or redeemable for cash. Any portion of the prize that is not used is forfeited. No substitutions for prize except by Sponsor, in which case a prize of equal or greater value will be substituted. No duplicate prize winners. Use of Amazon.com eGift Card is subject to the terms expressed therewith.
CONSENT AND RELEASE. By entering the Promotion, each entrant releases and discharges Sponsor, Partner, judging organization (if applicable), and any other party associated with the development or administration of this Promotion, and each of their respective parents, subsidiaries, and affiliated entities, and each of their officers, directors, members, shareholders, employees, independent contractors, agents, representatives, successors and assigns (collectively, the “Promotion Entities”), from any and all liability whatsoever in connection with this Promotion, including without limitation legal claims, costs, injuries, losses or damages, demands or actions of any kind (including without limitation personal injuries, death, damage to, loss or destruction or property, rights of publicity or privacy, defamation, or portrayal in a false light), collectively, “Claims”. Except where prohibited, acceptance of a prize constitutes a release by any winner of the Promotion Entities of any and all Claims in connection with the administration of this Promotion and the use, misuse, or possession of any prize.
DISCLAIMERS. (i) Entries that are lost, late, misdirected, incorrect, garbled, or incompletely received, for any reason, including by reason of hardware, software, browser, or network failure, malfunction, congestion, or incompatibility at Sponsor and Partner’s servers or elsewhere, will not be eligible. In the event of a dispute, entries will be deemed submitted by the authorized account holder of the email address submitted at the time of entry. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet Access Provider, online service provider, or other organization (e.g., business, educational institute) that is responsible for assigning email addresses for the domain associated with the submitted email address. (ii) Sponsor and Partner, at their sole discretion, reserves the right to disqualify any person tampering with the entry process or the operation of the web site. Use of bots, or any other automated process, to enter is prohibited and may result in disqualification at the sole discretion of Sponsor. (iii) Sponsor and Partner further reserve the right to cancel, terminate or modify the Promotion if it is not capable of completion as planned, including by reason of infection by computer virus, bugs, tampering, unauthorized intervention, force majeure or technical failures of any sort. (iv) Promotion Entities are not responsible for errors in the administration or fulfillment of this Promotion, including without limitation mechanical, human, printing, distribution or production errors, and may modify or cancel this Promotion based upon such error at their sole discretion without liability. (v) PROMOTION ENTITIES MAKE NO WARRANTIES, REPRESENTATIONS OR GUARANTEES, EXPRESS OR IMPLIED, IN FACT OR IN LAW, AS REGARDS THIS PROMOTION OR THE MERCHANTABLENESS, QUALITY OR FITNESS FOR A PARTICULAR PURPOSE REGARDING ANY PRIZE OR ANY COMPONENT OF ANY PRIZE.
APPLICABLE LAWS AND JURISDICTION. This Promotion is subject to all applicable federal, state, and local laws and regulations. Issues concerning the construction, validity, interpretation and enforceability of these Official Rules shall be governed by the laws of the State of New York. All disputes arising out of or connected with this Promotion will be resolved individually, and without resort to class action, exclusively by a state or federal court located in New York, New York. Should there be a conflict between the laws of the State of New York and any other laws, the conflict will be resolved in favor of the laws of the State of New York. All judgments or awards shall be limited to actual out-of-pocket damages (excluding attorneys’ fees) associated with participation in this Promotion and in no event shall the Promotion Entities be liable for any indirect, punitive, incidental and/or consequential damages. To receive a list of winners of a Promotion, send an email request to email@example.com and specify “Winners List,” end date of the Promotion, and the Promotion prize. Or send a self-addressed stamped envelope to Seymour Insights, 8021 Park Ridge Dr, Parkville, MO 64152, Attention: Winners Lists.
SPONSOR: Radian Group, Inc., 1500 Market Street, Philadelphia, PA 19102.
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